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My writing is a direct reflection of what my partner and I are thinking about and doing with our funds at that time. Occasionally I suggest purchases, but I only list them if we have found them helpful in our own lives. I would also be grateful if you used any of the links, as it is NO extra cost you and gives us a kickback.
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What does FI mean?
FI stands for Financial Independence. FI typically means having enough income to pay your living expenses for the rest of your life without having to work full time. Some people achieve this through saving and investing over many years, while others build successful businesses that can generate passive income. This can also mean being debt free and financially free from owing something to others.
What is FIRE?
FIRE describes achieving Financial independence in order to Retire Early. The goal here is you develop a means to receive passive income that supports the cost of your lifestyle. This can be retirement income, real-estate, online business…you name it! The 9-5 and typical work 'till you are 60 are not the norm in this community.
FI vs. FIRE
The two go hand-in-hand, financial independence gives you the choice, rather, gives you the time to do whatever you want. That can include working your 9-to-5 job if it’s something you love and are passionate about.
What are the main ideas behind FI and FIRE?
Everyone’s FI and FIRE recipes vary a bit. The general premise is to take control of your money in order to create a financially savvy and stable life. This requires both saving and investing. For some, this is massive debt payoff, for others it is learning to open up their very first Roth IRA. For you, it might be creating a budget for the very first time. Personal finance does not have to be a mystery and people in the FIRE community love to share their financial independence tips. Read our FI blog to learn how to take back your paychecks, be a conscious consumer, and throw out the dusty manual on how society says money can work for you.
Covering the Basics
Here are a few posts that go over essential finance topics.
Already Know the Basics?
Be Sure to Read these posts
You've got to get in your head.
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